How the COVID-19 pandemic transformed estate planning is a story that reflects a deeper shift in how we prepare for the unexpected. The pandemic reshaped nearly every aspect of daily life. From how we work to how we approach health decisions. Yet one critical area that often went unnoticed until it was urgently needed was…
Blended family estate planning can be more complex than traditional estate planning. With children from previous relationships, shared and separate assets, and evolving family dynamics, it’s essential to plan carefully. Taking the right steps ensures that your spouse, children, and stepchildren are all considered, reducing the risk of disputes or unintended exclusions. In this guide,…
What happens if you outlive your estate plan is a question many people overlook. Living longer is something to celebrate, but it can also bring challenges to your legal and financial planning. Many individuals create an estate plan and assume it’s “set it and forget it.” However, life changes, and your estate plan should evolve…
Incapacity planning prepares you for the unexpected. Whether it’s illness, injury, or the effects of aging. While it’s not easy to think about losing the ability to make your own decisions, having a plan in place ensures your wishes are respected and your loved ones are protected. Incapacity planning is more than just paperwork, it’s…
Driving with dementia is one of the most challenging issues many families face when caring for an aging parent or grandparent. Dementia can quietly affect judgment, reaction time, and awareness, three skills that are critical for safe driving. The challenge is that while some older adults recognize when it’s time to stop driving, others may…
Veterans’ senior care benefits can make a significant difference for families managing the cost of assisted living, in-home care, or nursing home services. One of the most valuable resources is the VA Aid and Attendance Pension, which provides financial support for veterans and surviving spouses who need help with daily living tasks. At Farrell &…
Smart technology for seniors and caregivers in Connecticut is about more than just convenience. It’s about dignity, safety, and independence. At Farrell & Grochowski, we understand that aging well requires both thoughtful legal planning and supportive tools that make daily life easier. With the right technology, seniors can remain independent while caregivers gain peace of…
The financial abuse of senior adults is a growing concern. As people age, they often rely more on others for daily care, finances, and medical needs. Sadly, this dependence can leave them vulnerable to exploitation—sometimes by those they know and trust. According to AARP, older adults lose an estimated $28.3 billion each year due to…
Learning how to qualify for Medicaid without losing your savings is essential for seniors and families facing long-term care costs. With careful Medicaid planning, you can protect your financial legacy while meeting eligibility requirements. Strategies such as asset transfers, Medicaid-compliant trusts, and annuities allow you to preserve your wealth and still access the care you…
Understanding how to pay for long-term care in Connecticut is essential for seniors, caregivers, and families. Navigating these costs can be overwhelming, but with the right information and planning, you can make informed decisions that protect both your assets and your loved one’s quality of care. Funding options in Connecticut include private pay, Medicaid (HUSKY…