Title 19 / Medicaid application in Connecticut is a legal process, not just paperwork – and making the wrong decision at the start can have long-term financial consequences. At Farrell & Grochowski, we regularly guide families through Medicaid (Title 19) planning and see firsthand how costly mistakes can be when applications are handled without proper…
Why you should do an estate plan in 2026 is a question more people should be asking right now. Estate planning is no longer something reserved for the wealthy or elderly, and it’s not a task that should be pushed off to “later.” With changing laws, evolving family structures, and growing digital assets, 2026 is…
Estate planning in the age of crypto, NFTs, and digital wealth has fundamentally changed how individuals protect and transfer what they own. Not long ago, estate plans focused on tangible assets such as homes, bank accounts, and retirement funds. Today, however, a growing portion of personal wealth exists entirely online. Cryptocurrencies, NFTs, digital businesses, and…
Tips for Executors Selling the Family Home are essential when you’re managing the sale of a loved one’s property. Serving as an executor comes with both emotional and legal responsibilities – especially when it involves selling the family home. From probate procedures to communicating with beneficiaries, understanding your duties helps you handle the process with…
Essential tips for first-time home buyers can make the difference between a stressful purchase and a smooth journey into homeownership. Buying your first home is a major milestone, but it can also be overwhelming. Between understanding your finances, finding the right property, and navigating legal requirements, there’s a lot to manage. At Farrell & Grochowski,…
Buying or selling probate property can be more complex than a standard real estate transaction. Whether you’re an executor managing an estate or a buyer hoping to purchase a home in probate, it’s important to understand how the process works. Probate real estate deals involve legal steps, court approvals, and unique timelines that can affect…
Connecticut assisted living planning starts with understanding the legal, financial, and practical steps necessary to protect yourself or your loved one. By preparing ahead, you can ensure a smooth transition into an assisted living facility while safeguarding your rights, health, and finances. What Connecticut Assisted Living Means Before making a move, it’s important to understand…
What happens to digital assets after death is becoming an increasingly important consideration in estate planning. In today’s digital world, we don’t just leave behind physical possessions – we also accumulate a wide range of online accounts, cryptocurrency holdings, cloud files, and social media profiles. These digital assets often carry personal, sentimental, or even financial…
Life insurance in estate planning is often overlooked, yet it can be one of the most powerful tools for protecting your legacy and providing for loved ones. While many people view life insurance simply as a safety net, it also plays a strategic role in preserving wealth, reducing tax burdens, and ensuring your estate is…
How to age in place means choosing to grow older in the comfort and familiarity of your own home instead of moving to a retirement community or assisted living facility. For many older adults, this option feels more natural and dignified. In fact, according to AARP, nearly 77% of adults over 50 say they want…