Estate planning for blended families and second marriages can be more complex than traditional estate planning. With children from previous relationships, shared and separate assets, and evolving family dynamics, it’s important to take intentional steps to avoid disinheriting your loved ones or creating legal headaches down the line. In this article, we’ll explore the most…
How to Keep Your Legal and Financial Documents Updated as You Age Update your estate plan. Living longer is something to celebrate, but when it comes to legal and financial planning, longevity can also bring challenges. Many people create an estate plan and assume it’s “set it and forget it.” But as life changes, your…
Incapacity planning prepares you for the unexpected. Whether it’s illness, injury, or the effects of aging. While it’s not easy to think about losing the ability to make your own decisions, having a plan in place ensures your wishes are respected and your loved ones are protected. Incapacity planning is more than just paperwork, it’s…
For many families, one of the toughest conversations you’ll ever have with an aging parent or grandparent is about their driving. When dementia starts to set in, it can quietly affect judgment, reaction time, and awareness. These three things are critical behind the wheel. And here’s the hard part: while some older adults realize it’s…
Brought to you by Farrell & Grochowski – Advocates for Veterans and Their Families Veterans who have served in the U.S. military may qualify for a range of benefits to help offset the rising cost of senior care. These benefits can make a significant difference when it comes to affording assisted living, in-home care, or…
Published by Farrell & Grochowski, LLC – Elder Law Attorneys in Wallingford, CT. At Farrell & Grochowski, we understand that aging with dignity includes more than just good legal planning. It also means feeling safe, supported, and independent at home. For Connecticut families caring for elderly loved ones, today’s smart technology offers valuable tools to…
Legal Guidance from Elder Law Attorneys in Wallingford, CT. As people age, they may increasingly rely on others for help with daily activities, finances, and healthcare. Unfortunately, this dependency can make seniors more vulnerable to financial exploitation—often at the hands of someone they know and trust. According to AARP, older adults lose an estimated $28.3…
Fortunately, with proactive Medicaid planning, it’s possible to qualify for benefits while protecting your financial legacy. Strategies like asset transfers, Medicaid-compliant trusts, and annuities can help seniors preserve their wealth and still receive the care they need. Understanding Medicaid and the Importance of Planning Medicaid is a joint federal and state program that offers health…
Navigating the costs of long-term care in Connecticut can be complex, especially for seniors and their families. Whether you’re planning for your future or managing care for a loved one, it’s important to understand the various funding options available. These include private pay, Medicaid (HUSKY Health), Medicare, long-term care insurance, and state-specific assistance programs. 1.…
Many people assume estate planning is only for the wealthy, but the reality is that everyone, regardless of their financial status, needs a will, as well as a power of attorney and an appointment of a health care agent. These essential legal documents ensure your assets are distributed according to your wishes and provide clarity…